If you’re a homeowner in Las Vegas or surrounding areas and your house was built between 1995 and 2007, you’ve probably heard about Kitec plumbing—and the risks of Kitec plumbing it brings. But one of the biggest concerns we hear at Leak Experts USA is this:
“Will my insurance cover damage if my Kitec plumbing pipes fail?”
In this comprehensive guide, we’ll answer exactly that—breaking down how insurance companies are handling Kitec plumbing in 2025, what your options are as a Las Vegas homeowner, and how to protect your investment before disaster strikes.
Quick Answer: Does Insurance Cover Kitec Plumbing?
In most cases? No.
Unfortunately, most homeowner insurance policies in 2025 do NOT cover damages caused by Kitec plumbing failures. The reason is simple: Kitec plumbing is now considered a known risk, with a long history of catastrophic leaks, brass fitting corrosion, and slab damage.
So if you’re relying on your policy to cover the cost of a major leak, you might be left footing the entire bill. 😬
Why Insurance Providers Flag Kitec as High Risk
Kitec was marketed as an easy-to-install, flexible plumbing system used widely in Las Vegas homes in the late ‘90s and early 2000s. It was sold under names like IPEX, PlumbBetter, and others. But here’s the catch:
- The brass fittings corrode over time due to a process called dezincification
- The orange and blue composite pipes delaminate and crack internally
- Leaks often occur behind walls or under slabs, leading to expensive repairs and mold issues
This isn’t just theory—it’s fact. Thousands of homeowners across Clark County have filed lawsuits and claims after suffering unexpected plumbing disasters.
What Insurance Used to Cover — And Why That’s Changed
Back in the 2000s, as the first waves of failures occurred, insurance companies were more lenient. They often covered water damage resulting from burst pipes—sometimes even the pipe replacements.
But then came the class-action lawsuits:
💼 A $90 million settlement in Clark County
🏠 A broader $125 million settlement across the U.S. and Canada
🛑 Deadlines that expired long ago (e.g., July 2010 for Clark County)
Now in 2025, the industry treats Kitec plumbing as a “pre-existing hazard.” As a result:
- Premiums are higher for homes with known Kitec plumbing systems
- Claims are denied if the damage is linked to Kitec plumbing components
- Policies are cancelled if replacements aren’t done in time
Insurance companies simply don’t want to take on the risk anymore.
So, Is There Any Coverage Left for Kitec in 2025?
There may be a few narrow exceptions. Some insurers might still cover water damage (but not the pipe repair) under these rare circumstances:
- The failure was sudden and unexpected, and you were unaware of the Kitec issue.
- You have a legacy policy that hasn’t been updated in years.
- You purchased an additional rider or endorsement that expands coverage.
Still, most Las Vegas homeowners find that once an insurer inspects the home or learns about the Kitec plumbing, any leniency disappears. 🚫
How Kitec Impacts Home Insurance in Las Vegas
Here’s how Kitec plumbing is actively affecting policies in areas like Summerlin, Henderson, Spring Valley, North Las Vegas, and Boulder City:
🔺 Higher premiums due to high failure risk
❌ Plumbing exclusions for homes with Kitec
📝 Policy non-renewals unless the system is replaced
💲 Lower home value due to insurance obstacles for buyers
Some homeowners report their insurers giving them a deadline to replace Kitec or risk losing coverage entirely.
Real Homeowner Insight from Las Vegas
“We didn’t even know we had Kitec until the home inspector flagged it during our refinance. Our insurance required us to replace the entire system within 90 days or they’d cancel coverage. We ended up doing a full repipe with Leak Experts USA—it was stressful, but they made it easy.”
— Michelle T., Summerlin South
Buying or Selling a Home With Kitec?
Here’s what you need to know in 2025:
- Sellers must disclose the presence of Kitec under Nevada real estate law
- Buyers may require a full repipe before proceeding with a purchase
- Mortgage lenders might deny financing for homes with known plumbing risks
- Insurance agents may refuse to underwrite policies until the issue is resolved
🤝 If you’re preparing to list your home or buy one in the Las Vegas Valley, make sure Kitec plumbing is on your checklist.
Waiting Can Be Expensive
Here’s a cost breakdown of what Kitec failure can lead to if you’re uninsured:
| Problem | Estimated Cost |
| Emergency water damage repair | $5,000 – $15,000 |
| Slab leak repipe | $5,000 – $12,000 |
| Mold remediation | $3,000 – $8,000 |
| Insurance deductible | $1,000 – $2,500 (if covered) |
Compare that to a planned Kitec repipe at $7,500–$14,000. It’s not just safer—it’s more cost-effective.
What You Can Do Now
You don’t have to wait for something to go wrong. Here’s your 2025 homeowner checklist:
🔍 Step 1: Confirm if you have Kitec
Look for orange and blue pipes, or fittings marked “IPEX” or “ASTM F1281.”
📄 Step 2: Review your insurance policy
Search for terms like “polybutylene,” “Kitec,” or “exclusions for plumbing failure.”
📞 Step 3: Call your insurance provider
Ask about how Kitec affects your coverage or if there are any required upgrades.
🛠️ Step 4: Schedule a repipe estimate
Avoid emergency costs by planning a safe replacement with a licensed pro.
Also Read: Kitec Plumbing in Las Vegas: What Homeowners Need to Know Now
Book a Free Kitec Repipe Estimate with Leak Experts USA Today!
At Leak Experts USA, we has Kitec plumbing and repiping specialization throughout Las Vegas and surrounding communities like Henderson, Boulder City, Anthem, and Centennial Hills.
Here’s what we offer:
🔧 Clean, fast repiping using copper or PEX
📜 3-Year warranty on all parts and labor
💳 Wisetack financing with 0% APR options
🏠 Drywall & floor repairs included
🗂️ Permit & inspection handling
🚚 Certified disposal of old Kitec materials
📞 Call (702) 745-5571 or Book Online for a free, no-obligation quote today!
Need More Info?
If you’ve confirmed that your home has Kitec, we recommend reading our full guide:
👉 What to Expect During a Kitec Repipe in Las Vegas
This in-depth resource explains the process, costs, materials, financing options, and why Las Vegas homeowners trust Leak Experts USA for safe, efficient replacements.
Final Thoughts: Don’t Wait for Insurance to Let You Down
The truth in 2025 is clear: Plumbing kitec is not just outdated—it’s a liability. Insurance companies have moved on, and so should you.
Whether you’re staying in your home or planning to sell, a proactive repipe is the safest, smartest move you can make.
📅 Don’t leave your coverage—or your home—to chance.
✅ Book your free Kitec repipe estimate with Leak Experts USA today and enjoy peace of mind that your home (and your insurance) are protected, follow us on Instagram for regular updates!
